Terms of Use

Arrow Eagle LLC, doing business as FinCreditService.com ("FinCreditService.com" or "we" or "our"), owns and operates the website located at www.FinCreditService.com, (the "Site"). FinCreditService.com provides and maintains this site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use. By accessing and using the Site, you accept and agree, without limitation, to the following:

PRODUCTS AND SERVICES

Your receipt of an electronic or other form of order confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund. FinCreditService.com reserves the right at any time after receipt of your loan request to accept or decline your loan request for any reason. FinCreditService.com may require additional verifications or information before accepting any loan request. FinCreditService.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from an individual's ineligibility to qualify for the funding opportunity.

CREDIT CHECK - FCRA COMPLIANCE

By submitting your information to FinCreditService.com you are providing your express written consent under the Fair Credit Report Act for FinCreditService.com and selected lenders and affiliates with whom you are matched to obtain your consumer credit profile or other information from contracted Credit Bureau's associated with your inquiry. While the "soft pull" that FinCreditService.com may initiate will not affect your credit score, please note that credit inquires by selected lenders and affiliates will likely impact your credit score.

INCOME VERIFICATION

Requesting a loan though FinCreditService.com will require you to submit to FinCreditService.com information about your personal income. This information will be passed on to the lenders we work with in order to provide you with the proper loan. Some lenders may require that you be able to verify your income before they offer you a loan. By submitting your income information to FinCreditService.com you promise that it is completely accurate information. While FinCreditService.com will not require any income verification, you agree that lenders with whom FinCreditService.com works may need to verify your stated income by requesting proof of income, such as copies of pay stubs or bank statements. You further agree that such a proof of income may be a necessary step in receiving a personal loan. You are not required to disclose alimony, child support or separate maintenance income on FinCreditService.com.

E-CONSENT

You must be 18 years or older and be a legal resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.

RESTRICTIONS

Requesting a loan though FinCreditService.com will require you to submit to FinCreditService.com information about your personal income. This information will be passed on to the lenders we work with in order to provide you with the proper loan. Some lenders may require that you be able to verify your income before they offer you a loan. By submitting your income information to FinCreditService.com you promise that it is completely accurate information. While FinCreditService.com will not require any income verification, you agree that lenders with whom FinCreditService.com works may need to verify your stated income by requesting proof of income, such as copies of pay stubs or bank statements. You further agree that such a proof of income may be a necessary step in receiving a personal loan. You are not required to disclose alimony, child support or separate maintenance income on FinCreditService.com.

COMPLIANCE WITH LAWS

You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your purchase of products or services through the Site's third party affiliates. FinCreditService.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or appropriate authorities. If FinCreditService.com becomes aware, through a complaint or otherwise, of any potential or suspected violation of these Terms of Use or of its privacy policy ("Privacy Policy"), FinCreditService.com may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action, during which investigation FinCreditService.com may suspend services to any customer being investigated and/or remove any material from FinCreditService.com's servers. You agree to cooperate fully with any such investigation. You acknowledge that violations of the Terms of Use or the Privacy Policy could be subject to criminal or civil penalties.

INTELLECTUAL PROPERTY

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by FinCreditService.com, its licensees, or other third parties who have authorized use of such properties on the Site

FinCreditService.com grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan. FinCreditService.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of FinCreditService.com. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

FinCreditService.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. FinCreditService.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.

NEITHER FinCreditService.COM NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.

THIRD PARTY CONTENT

The Site may contain links to sites maintained by third parties. FinCreditService.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

PRIVACY

FinCreditService.com's Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through the Site in accordance with the Privacy Policy available at http://fincreditservice.com/privacy-policy. The Privacy Policy sets out your rights and FinCreditService.com's responsibilities with regard to your personal information. FinCreditService.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. You agree that FinCreditService.com, in its sole discretion, may modify the Privacy Policy, and you further agree that, by using the Site after such modifications become effective, you have agreed to these modifications. You acknowledge that if you do not agree to any such modification, you will terminate use of the Site.

SECURITY

FinCreditService.com utilizes secure technology to protect your personal information. Although FinCreditService.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, FinCreditService.com cannot guarantee that this information will not be intercepted or decrypted by others. FinCreditService.com accepts no responsibility for such interception or decryption.

SITE USE

FinCreditService.com is Arrow Eagle, LLC, which is a limited liability company chartered pursuant to the laws of the Ute Indian Tribe and is wholly owned by enrolled members of the Ute Indian Tribe. By your use of this website you consent to the laws and jurisdiction of the Ute Indian Tribe as it relates directly or indirectly to your use of this website. The Ute Tribe of Utah is a federally recognized Indian Tribe, and as such, the Tribe and its chartered companies, including Hawk, LLC, are not subject to civil suit in any forum whatsoever absent an express waiver of sovereign immunity. You agree that any legal action brought against us shall be governed by the laws of the Ute Tribe of Utah, without regard to conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the Site shall be the tribal courts of the Ute Ouray Reservation of Utah. The terms described in these Terms of Use will be governed by and construed in accordance with the laws of the Ute Tribe of Utah, without regard to conflict of law provisions. Neither your use of our website nor anything herein shall be construed or deemed a waiver, impliedly or otherwise, of sovereign immunity.

LAW AND VENUE

FinCreditService.com is not your agent, nor is it the agent of the issuer of any personal loan or any supplier with respect to your decision to obtain a personal loan or other financial offering. FinCreditService.com may receive compensation for third parties for goods, facilities or services that FinCreditService.com provides to third parties under separate contact. Specifically, FinCreditService.com typically receives a fee from lenders that you may be matched with and/or obtain a loan through. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.

MODIFICATION

FinCreditService.com reserves the right to modify these Terms of Use from time to time. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

INDEMNIFICATION

By using the Site, you agree to indemnify and hold FinCreditService.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

VIOLATION OF THE TERMS OF USE

By using the Site, you understand and agree that FinCreditService.com, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if FinCreditService.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of FinCreditService.com or another user.

MISCELLANEOUS

All rights not expressly granted are reserved to FinCreditService.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation hereof or thereof. A party's failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.